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@ finance - I can't even tell you where the name lumpyoatmeal derived from. I used it in a March Madness contest about 5 years ago and won 1st place out of about 200 people, so since then it's stuck based on karma alone. It's kind of like my "VandeLay" (Seinfeld reference from George)!!!! I figure, in the world of gambling, if you introduce yourself as "lumpyoatmeal," no one will expect very much from you. That way, I should easily exceed the expectations for me, lol!!!!!