Oakland Raiders at Tennessee Titans NFLX Preview
Posted by admin on August 15, 2008 · Leave a Comment
NFL Preseason Betting Preview
Oakland Raiders at Tennessee Titans
Friday, 8:00 pm Eastern – FOX
SBG Global Opening Line: Titans - 4.5 , Total 34
The Tennessee Titans host the Oakland Raiders in a preseason game on Friday that will be broadcast on FOX television. This will be the 10th time the Raiders and Titans have met in the preseason with the Raiders holding the 5-4 edge. The teams have met a lot in the regular season with the Raiders holding a 23-18 advantage over the Titans. SBG Global reports that early NFL betting has the public taking Raiders on the Road.
The Raiders got a nice win last week in the preseason as they defeated the San Francisco 49ers 18-6. The defense and special teams were excellent for Oakland as the special teams scored a punt return touchdown while the defense forced four turnovers. Running back Michael Bush was impressive for the Raiders in his first action while first round pick Darren McFadden also played well, rushing 12 times for 48 yards.
The Titans opened the preseason last week as they routed the hapless St. Louis Rams by a score of 34-13. The offense racked up 495 yards, 340 of which came on the ground. First round draft pick Chris Johnson was very impressive as he rushed for 77 yards including a 66 yard TD run. Tennessee is very excited about their first round draft pick. “When he gets the ball in his hands in the open field, I think there’s always a chance,” Titans head coach Jeff Fisher said. It is also very possible that Johnson splits time this season with last year’s starting running back LenDale White. “Obviously, we’re going to have two players and as I look at it, it’s going to be LenDale and it’s going to be Chris. We’re going to change them out throughout the game and back them up.” Fisher said.
SBG Global Current Line: Titans - 4 , Total 35
Friday’s game will feature the top quarterbacks selected in the 2006 and 2007 NFL Drafts. Vince Young was the third overall pick in 206 while Russell was the first pick in 2007. Last week in preseason action Young was only 3-6 but he did have an impressive 35 yard run. Russell played a quarter last week against the 49ers and was 2-5 for 13 yards. He is expected to play into the second quarter on Friday followed by quarterbacks Marques Tuiasosopo and Andrew Walter. The Titans quarterback rotation has Young going for about a quarter on Friday followed by Kerry Collins, Ingle Martin and possibly Paul Thompson.
Taking a look at the NFL betting stats for this game we see that the Raiders have been an excellent under team in the preseason of late. They are 10-3 Under the total in their last 13 preseason games.
Troy woman sues Bank of America: Potential class action claims bank never modified loan despite assurances
Missouri Lawyers Media January 3, 2011 | Anna Vitale A Troy woman has sued Bank of America in federal court in St. Louis claiming the bank “has systematically failed to comply” with a federal home loan modification program. go to website bac home loans
Following the implementation of TARP in 2008, the U.S. Treasury Department began the Home Affordable Modification Program. Under HAMP, qualifying home loans can be modified depending on, among other things, the borrower’s income level and hardship information. Because Bank of America accepted TARP money, it was required to identify and modify qualifying loans under HAMP, claims the suit.
The suit, filed as a potential class action on Dec. 22, claims Bank of America hasn’t done that.
“Bank of America’s general practice and culture is to string homeowners along with no intention of providing actual and permanent modifications,” states the petition. “Instead, Bank of America has put processes in place that are designed to foster delay, mislead homeowners and avoid modifying mortgage loans.” The named plaintiff, Susan Fraser, claims she has been given the run around by Bank of America since December 2008. Fraser claims she experienced a number of hardships over the last few years, beginning in 2007 when her income from her job at Enterprise Holdings dropped because of a slowdown in business. She also got divorced, and one of her five children was diagnosed with lymphoma.
Fraser claims she was told multiple times by Bank of America representatives that she qualified for loan modification under HAMP and that the modification had gone through. But, as of the date of the suit, she had not received confirmation that the modifications contract had been accepted and implemented, she claims.
Fraser’s attorney, Michael J. Flannery, of Carey, Danis & Lowe in St. Louis, did not respond to a reporter’s requests for comment by press time. bachomeloansnow.net bac home loans
Fraser’s is not an isolated case, the lawsuit says. Bank of America had more than one million HAMP-eligible loans at the beginning of 2010 but to date has only begun modification proceedings on about 237,000 of them, the suit claims. Of those, only 12,761 have been permanently modified.
The suit offers an explanation for the low numbers: Bank of America reaps financial gains by not modifying loans. For example, because Bank of America services but doesn’t own many of the eligible loans, it collects a “fixed percentage of the unpaid principal balance of the loans in the pool,” claims the suit. Reducing the unpaid principal therefore diminishes what Bank of America collects.
A spokeswoman for Bank of America did not respond to a reporter’s request for comment by press time, but a press release dated Dec. 21 on Bank of America’s website states the bank completed more than 250,000 mortgage modifications in 2010, either under HAMP or nongovernmental programs.
Suits with similar allegations to the potential class action have been filed by the attorneys general of Arizona and Nevada. Missouri Attorney General Chris Koster has not filed a lawsuit, said spokeswoman Nanci Gonder.
The case is Susan Fraser v. Bank of America, N.A. and BAC Home Loans Servicing, LP, 4:10-cv-02400-AGF.
Anna Vitale
